GET Cash You NEed
Get easy cash by loan connection service
LoanPoint a point of lending that helps you get money when you need it most. LoanPoint is a loan connection service for payday and installment loans, that may be able to connect you with a lender within its network.
ABOUT
MORE ABOUT US
Easy and
hassle-free
Whatever your reason, We respect your privacy. So we work with lenders who are familiar with your situation and are ready to help.
Quick and
Save Your Time
No trips to the bank, no long lines, and piles of paperwork, with our 100% online process everything is as fast as possible.
All credit types are welcome
We offer loans to all types of customers, loans from excellent to bad. If you have a regular income, you can approve.
GET Access cash you need
Connect with us and make a real difference in life when you need help.
GET EASY ACCESS
Make things easier by letting you fill out a single online form to contact lenders who are willing to help.
LEARN MORE ABOUT OUR WORK
If you want more information before you submit your online loan application. Try to learn more about what we do and what you get
WHY CHOOSE US
Made for everybody with various offers
Many people find it easy and fast with great advantages of online payday loans and installment loans. It only takes a few minutes to complete the form. This will definitely save you time!
WE ARE HERE TO HELP!
We have created an online platform to connect consumers like you with trusted lenders across the country. We have built a huge professional network to give you the opportunity to earn money from one of them and meet the challenges of optimizing your financial situation.
We are SIMPLE, FAST and ACCESSIBLE
simple process
How It Works
The process is super fast and simple. It takes minutes to see results and enjoy your extra cash
Submit A Request
All paperwork is gone! The whole process is completely online. Just fill in a few details about yourself and hit “Get Started”!
Check The Offers
If the offer suits your needs and desires, and you agree with all the terms — simply e-sign the deal and get ready to enjoy the money!
Receive Your Money
Once you submit your request, get your offer, and e-sign it, you’ll be able to get the funds to your bank account in no time!
HOW TO QUALIFY
General qualification requirements
- be a legal U.S. resident
- be at least 18 years old
- have a stable source of income
- be currently employed or receive benefits
- have an active bank account
We offer free and straightforward services without any hidden fees or charges on our part. And as we care about your comfort and safety, we enable you to submit a request without having to worry about any obligations or threats to your data security.
LOANPOINTs is on guard of your comfort and time
Life can be unpredictable. At Lendplans we do our best to offer fast and safe solutions in any challenging situation. We implement the highest security standards, as well as calibrated automated processes to make your experience with us not only useful, but utterly pleasant as well!
APR Rate Range and Repayment Terms
Annual Percentage Rate (APR)
Here at LoanPoints, we offer APR rates ranging from 4.95% minimum to 35.95% maximum. The APR you may be offered depends on different factors, including your personal situation and financial standing. By completing our loan offer form you shall receive details of the APR and full terms of any loan offered to you.
The actual interest rate you may be offered depends on several factors: your credit score, financial history, income, etc. Contact your lender for more information about the APR you may receive and the terms of your loan agreement.
Loan Term (Repayment Period)
Minimum 90 days and Maximum 84 months
Representative Example of APR
If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be $2,637, with a total interest of $137,48.
Financial Implications (Interest & Finance Charges)
LoanPoints is not a lender and we cannot predict what fees and interest rates will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. LoanPoints service is free of charge, and you are under no obligation to accept the terms that the lender offers you.
Implications of Non-Payment
When you accept the terms and conditions of a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as LoanPoints is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment.
Potential Impact on Credit Score
LoanPoints is not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian, and Equifax) that is in most cases considered a hard inquiry and may affect your credit score.
Collection Practices
LoanPoints is not a lender. As such, we are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending. LoanPoints.net itself isn’t involved in debt collection.
Loan Renewal Policies
Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.